Our purpose and
what we stand for
We exist to ensure that every business can access the finance they need to grow, regardless of any difference that they may have.
We exist to ensure that every business can access the finance they need to grow, regardless of any difference that they may have.
Fairness, inclusivity and authenticity are key values for us.
After two decades of providing inclusive business support, including lending directly to SMEs, our founder felt that the financial services market was failing to meet the access to finance needs of all businesses, fairly.
On one side you have finance providers who want to help high growth potential businesses, but did not want to take higher risk with those who don't meet their own biased risk criteria.
On the other side, you have businesses who did not meet traditional profiles, but have significant high growth potential - historically, SMEs have been heavily underserved and underestimated by the finance sector, and often don’t have the same business characteristics that finance providers like about larger businesses and organisations. This includes lengthy and substantial credit histories, detailed and audited financial accounts, and a strong portfolio of assets that could be used as collateral on debts.
What was missing was a data-driven technological approach to help finance providers unlock new business opportunities, that would enable ALL SMEs to evidence why they are healthy and growing, at scale.
That is why GFA Exchange was born.
We are creating a new and inclusive financial services model, ensuring financial inclusion for all. A place where ambitious businesses, finance providers and the wider financial services market truly benefit from one another.
A place where risk is managed fairly and with more confidence, based upon the one crucial element that ALL finance providers have in common - the need to work with healthy, growing businesses.
Our approach enables us to understand and evidence the growth potential and performance of a business, no matter who or where they are, across any sector and size, anywhere in the world. Through the GFA Exchange, they are always fairly appraised against a set of growth KPIs that are focused on business health performance, sourced collaboratively with other businesses, at scale.
Our inclusion algorithm scores fairly and consistently from one single source, and is built to cater for all businesses. This means that diverse characteristics like ethnicity, size of business, gender, revenue, country of origin, etc do not determine who gets the service they need.
By partnering directly with finance providers, our partners benefit from the data network effect generated through our unique data intelligence technology bespoke to their needs, with the confidence that our solutions have been co-designed with leading organisations across the global financial market.
This inclusive approach helps them access continuous hidden intelligence on new and existing clients and their own portfolio that they don't already have, to identify businesses with the highest growth potential.
From driving efficiency within lending, growth finance and investment processes, to supporting inclusive ESG strategies, GFA Exchange helps our partners make more informed decisions, whilst reducing financial risk and reducing service costs.
We believe a culture of inclusivity is key for financial services markets to adapt to change, in a modern data-driven world. Inclusivity is something that underpins everything that we do.
It’s not a wishy washy value that we preach for brand or PR.
It is in the very DNA of our business.
But
Our inclusion algorithm scores fairly and consistently from one single source, and is built to cater for all businesses, no matter who or where they are. This means that diverse characteristics like ethnicity, size of business, gender, revenue, country of origin, etc do not determine who gets the service they need.
By partnering directly with finance providers, our partners benefit from the data network effect generated through our unique data intelligence technology, with the confidence that our solutions have been co-designed with leading organisations within the global financial market.
This inclusive approach helps them access continuous hidden intelligence on new and existing clients and their own portfolio that they don't already have, to identify businesses with the highest growth potential.
From driving efficiency within lending, growth finance and investment processes, to supporting inclusive ESG strategies, GFA Exchange helps our partners make more informed decisions, whilst reducing financial risk and reducing service costs.
We believe a culture of inclusivity is key for financial services markets to adapt to change, in a modern data-driven world. Inclusivity is something that underpins everything that we do.
It’s not a wishy washy value that we preach for brand or PR.
It is in the very DNA of our business.
With over 80 years of core experience across Finance, Business Growth Support and Global Technology and Software Design, our award-winning team understand the practical and real-life challenges, of responding to industry and business disruption.
We are grateful, with a few reasons for you to be excited!
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